All content provided on this “[The Speaking Pen]” blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.
The owner of The Speaking Pen will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information.
The owner of this The Speaking Pen blog does not share personal information with third-parties nor does The Speaking Pen store information is collected about your visit for use other than to analyze content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser’s settings. The owner is not responsible for the republishing of the content found on this blog on other Web sites or media without permission.

Referrals and Links

Content of external websites that are linked directly or indirectly to this website are beyond the author’s responsibility and are not adopted as his/her own content. The author certifies that the sites linked to this website did not contain illegal content at the time the links were established. The author has no influence on the current or prospective design, content, or authorship of external sites. Thus, there is no responsibility for any links or sub-sites/external websites which have been changed after placement on this website. Any liability for illegal, incomplete, or defective content, particularly for loss or damage arising from the use or misuse of such content, will be the exclusive responsibility of the external website provider to which the user was led. Links will be removed immediately upon notification of violations. This statement is applicable to all links and references provided on this website and also to guestbook entries, forums or mailing lists. The attachment of external links or tools leading to sub-sites/external websites from this website is strictly prohibited without explicit written permission is granted by the author.


The author tried to avoid use of known copyrighted material in the contents of this website. If known copyrighted material was intentionally used the copyright was indicated. If the author is informed about an unintentional copyright infringement such content will be removed immediately.

All other information provided on this website remains the intellectual property of the author and must be handled in compliance with applicable copyright law. Any duplication or use of objects such as images, diagrams, sounds or texts in other electronic or printed publications is not permitted without the explicit written consent of the author.

Blog Comments Policy
The owner of this blog reserves the right to edit or delete any comments submitted to this blog without notice due to;
1. Comments deemed to be spam or questionable spam
2. Comments including profanity
3. Comments containing language or concepts that could be deemed offensive
4. Comments that attack a person individually
This Disclaimer  is made on [March 25TH, 2017] and may have a change on the future with or without notice. You should read this privacy policy on this page in the future when updated.